DRAFT — not reviewed by counsel and not in effect. Shown on this environment only; the [bracketed] parts are open decisions.

Vendor Agreement

Effective 2026-10-02

This agreement is between Numus — [NUMUS PAYMENTS LLC] — and you, the vendor, when you list products on Numus.

How the sale works

Numus is the merchant of record. When a buyer purchases your product through a Numus checkout, Numus is the seller to the buyer: Numus buys the product from you and resells it, charges the buyer, collects any sales tax, and handles refunds and card disputes. [The attorney to confirm this structure is reflected precisely — it is why Numus does not hold your money on your behalf.]

What you are paid

For each sale you receive the sale price minus the platform fee and minus the affiliate commission, if the sale came through an affiliate:

Platform fee: 2.9% of the price plus $1.00 per sale, unless a different rate is agreed with you in writing. The platform fee is not returned when a sale is refunded.
Affiliate commission: the commission rate you set on the offer, paid to the affiliate who referred the sale.

Your share becomes available to withdraw after a holding period of [5 business days] from the sale, so refunds within that window are settled before money moves.

Refunds and chargebacks

When a sale is refunded, your share and the platform fee for that sale are taken back from your balance; the affiliate's commission is clawed back from the affiliate. When a card dispute is lost, the same happens, plus a dispute fee of [$15.00]. If your balance goes negative, later sales cover it first.

Withdrawals

You set up payouts with your legal name, address, bank account and tax form (Form W-9 for US persons, W-8BEN otherwise). Numus pays approved withdrawals from its bank account to yours by ACH or RTP. A payment that fails or comes back is returned to your balance.

Your products and your claims

You are responsible for your products, their delivery, and every claim made about them in your listings and by you. [Prohibited products and claims; content and IP warranties; indemnity — for the attorney.]

Taxes

Numus collects and remits sales tax on sales where it is required to. You remain responsible for your own income taxes. [1099 treatment of vendor payments — confirm with the accountant.]

Ending the agreement

[Termination, notice, and what happens to balances — for the attorney.]